Transferring an Appraisal

We only accept appraisal transfers for the following loan types:

A. Conforming Fixed Rate Loans

i. Fannie/Freddie products only

ii. High Balance not allowed

B. FHA/VA/USDA appraisals must be transferred if the appraisal is valid.

i. A second appraisal can never be ordered to obtain a different value.

ii. The lender name is not relevant as long as the case number and property address match.

iii. FHA does not require the name of the borrower

iv. If the original borrower falls out of escrow, the next FHA borrower can use the same appraisal if it is not expired.

v. VA requires the name of the Veteran borrower.

If requesting an appraisal transfer, email the following items to the JMAC Appraisal Desk at appraisalorder@jmaclending.com.

From JMAC Lending, Inc.

A. Loan must be Cancelled prior to transfer

B. Lender name and person receiving appraisal

To JMAC Lending, Inc.

Click Other Appraisal Requests will validate whether your loan qualifies for an appraisal transfer and allows for submitting all the required appraisal documents. 

Click Start Request on the Request Appraisal Transfer card. 

Upload all your required appraisal documents and click Submit Appraisal Transfer. 

Appraisal transfer are based on loan program. You may receive a message stating that the registered program is ineligible for appraisal transfer. You can click on Transfer Policy or Requirements Checklist to confirm eligibility.

What's Next

When your order is submitted, the JMAC Appraisal Desk will review your order same day if submitted prior to 3pm. Orders submitted after 3pm Pacific will be considered received the next business day. During their review, they will contact the Loan Officer and Processor if any clarification is needed.