Initial Disclosures sent through JMAC’s Disclosure Generator are emailed to the Loan Officer for eSign through the portal. All other electronic disclosures use eConsent.

To learn more about the Disclosure Generator, click Generating Initial Disclosures.

Video Tutorial

Step By Step Tutorial

The Loan Officer will receive an initial disclosure email with a link to the portal to eSign. 

Once inside the portal, Loan Officers can see which loans currently need eSign by selecting ESign on the top navigation.

Note: The number indicates how many loans require eSign.

Click you the loan you would like to eSign. This will take you into the loan and automatically take you to the eSign tab.

Click Review and ESign to start the eSigning process.

Note: Any documents with a caution sign indicates that the eSign has not been completed.

Click Next to proceed with the eSign process.

Click Start. 

Click Sign on all sections required.

Once all disclosures have been reviewed and signed, click the FInish button at the top right hand corner.

You can confirm if documents have been eSigned by checking to see if the document has a green check indicator.

The eSignature package will not automatically upload to JMAC until all borrowers and the Loan Officer have eSigned.

Disclosure Notifications

Disclosure notifications are emailed to the assigned Loan Officer. You will be notified when disclosures are sent to each borrower,

when any borrower eConsents.

and when all parties have eSigned. This indicates that the signed disclosure package has been automatically uploaded to JMAC.

If a borrower declines consent, you will receive a notification and JMAC will mail disclosures to that borrower.

If a borrower declines eSign by mistake, contact the Disclosures Team at disclosures@jmaclending.com.

What's Next

After all parties eSign, you are ready to submit the loan.

If a borrower does not eSign by the third day after the Application Date, disclosures will be mailed to meet the TRID disclosure requirement. Even if disclosures are mailed, the Loan Officer and all borrowers have 14 calendar days from sending to sign electronically.