Step 4: Requesting Underwriting Condition Review (C)

ploading Underwriting Conditions

Once the initial decision has been rendered, you will receive an email with the loan approval or loan suspense certificate, listing all the outstanding conditions. Submitting all the conditions at once will expedite underwriting review.

Upload your conditions under the Non-Delegated Correspondent Upload folder as Doc Type, Underwriting Conditions or Color Appraisal & UCDP. Do not email any conditions - due to the sensitivity of this information, we do not accept any conditions through email.

To learn how to upload, please read Uploading Your Loan Docs.

Requesting Condition Review 

When all conditions have been uploaded, there are two options for requesting condition review, so choose either Option A or Option B listed below.

Note: We are not automatically notified when these documents are uploaded.

Option A: Submit to Condition Review Button

Click on the Submit to Condition Review button on the Conditions tab and confirm your condition review request.

Option B: Resolve Condition Review Task

You can also request condition review by resolving the task, Submit: Underwriting Conditions Ready for Review on the Tasks tab.

To learn how to resolving tasks, please read Resolving Tasks

What's Next

The loan status will change to Condition Review. Your underwriter will review the uploaded conditions within the current turn times. Once completed, an updated loan approval or loan suspense certificate will be emailed and your loan status will revert to Approved or Loan Suspended if any PTD conditions remain. Repeat the above step if any additional condition review is required.

Your loan will be Clear to Close once all PTD conditions have been met. 

You will have the option of requesting for JMAC to draw your docs or drawing your own docs, detailed in Step 5: Ordering Docs or Submitting for Purchase Review.